Personal loans stand out as the best financial alternative when it comes to tackling financial emergencies of any sort. If the income is not high, one can be hit very often financially.

There are numerous salaried individuals who possess a common doubt whether they can avail of a personal loan for a low salary or not. Well, here we are giving all those low salaried person assistance with this post, who wish to avail of a personal loan for low income.

When you’re just beginning your career and earning a salary of around Rs. …


Posted by Ajit samal on October 12th, 2020

A strategic business proposal is an offer letter made to start an organization’s business with the client. It is an offer made by the merchant of an enterprise in the market to create the company and lift the client organization’s income. A salesperson can construct compelling direct sales advertisements letters that can convince an imminent client of an organization.

There are numerous approaches to create strategic business proposal agreements. One can discover multiple templates or tools accessible in the market. A salesperson can either utilize online computer programs or offline computer programs…


Posted by Ajit samal on October 12th, 2020

There is no doubt that this global pandemic has damaged and has somewhere also affected our investment. Therefore, the option of digging out the saving for the emergency financial requirement is not possible for all. But don’t you worry as one of the renowned and trustful banks is here to support in this crisis and i.e. IIFL Bank personal loan. You must know that it offers a wide range of financial products among which the personal loan is the popular one.

There are various reasons why IIFL Bank personal loan can be…


You must have heard and must be possessing knowledge about many private sector banks, public sector banks and government banks in India, but do you know about foreign banks in India?

Yes! According to the latest report of Reserve Bank of India (RBI) on foreign banks in India, there are 46 foreign banks functioning in India. Without taking you on a here and there tour, let’s plunge into the post ahead and get to know which top 10 foreign banks in India have stood out from others.

Top 10 Foreign Banks in India

It is a well-known fact to the…


There are several business loans in India that is offered by the government of India, Mudra loans, PSB loans in 59 minutes, etc. but here we have brought up the top 3 government business loan schemes. Prior to plunging into to the topic, you must know this fact, if you really call yourself an aspiring and enthusiastic entrepreneur.

At the beginning of 2020, India was stated as the only, truly rising market across the globe. And Micro, Small and medium enterprises (MSMEs) emerged as the most significant player in the nation’s growth. …


Raising a large amount of capital isn’t that simple. Is it? Well, financial institutions such as banks and NBFCs will stand out as your greatest companion to lift that chunk of capital to stimulate your business since they offer collateral free business loan for startup.

Every existing business requires adequate capital to be stable in the long run. Having adequate amount of capital ensures that the working capital requirements of your business does not get obstructed.

Business loan without collateral security ensures constant payments for your staff, raw materials, opening of a new office, purchasing plant or machinery, etc.

If…


Posted by Ajit samal on October 12th, 2020

There is no doubt that this global pandemic has damaged and has somewhere also affected our investment. Therefore, the option of digging out the saving for the emergency financial requirement is not possible for all. But don’t you worry as one of the renowned and trustful banks is here to support in this crisis and i.e. IIFL Bank personal loan. You must know that it offers a wide range of financial products among which the personal loan is the popular one.

There are various reasons why IIFL Bank personal loan can be…


A personal loan balance transfer is a process, where you can easily transfer your existing personal loan to another lender offering a lower rate of interest on the outstanding amount. The primary objective for the existence of a Balance Transfer is to lower the burden of an outgoing installment amount.

Let’s take an example to better understand the concept.

Suppose, Mr. A has an ongoing personal loan from IIFL Bank at 16%. He has already paid 6 installments of the loan. Now one of his colleagues educates him about Fullerton India’s loan ,that is being offered at 11.99%. The difference…


Personal loans can be the best option for individuals in financial exigencies. Personal loans can be used to meet the unique challenges of various individuals. Salaried employees and self-employed individuals can get a personal loan to fulfil their unexpected financial problems like a medical emergency, wedding expense, home repair and many other financial requirements.

Benefits of a personal loan for salaried employees

A personal loan is an unsecured loan and offered on the basis of income and credit history or borrowers. Salaried employees can get a personal loan from any lender likeKotak Mahindra Bank personal loan, ICICI Bank personal loan…


Increasing number of people are applying for a personal loan every year. It is because personal loans are easily available in the market and can be used for all kinds of expenses like wedding expenses, medical bill payments, big-ticket purchase, credit card bill payments and home renovation. Multiple lenders including banks and NBFCs (Non-Banking Financial Companies) offer a personal loan for financing several unplanned and urgent expenses. Some steps are taken to disburse a personal loan.

Personal loan disbursal procedure

The process of a personal loan from application to disbursal is very simple, short and fast. …

Ajit Samal

I am the guy with more dreams that aims my target and chase in the Indian financial markets and more conscious in stock market moments

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