Fincare Small Finance Bank Personal Loan

About Fincare Small Finance Bank Personal Loan

Fincare Small Finance Bank offers a individuals and salaried employees as well at affordable interest rates. You can avail the loan for a variety of personal financial needs like medical expenses, shopping, credit card bill payment, travel and home repair. Fincare Small Finance Bank offers a personal loan up to Rs. 50 lakh for up to 120 months. Personal loan borrowers can get instant approval on Fincare personal loan. The bank’s customer care service is one of the best in the industry. From application to disbursal, the customer service agent will guide you throughout the process.

Features and Benefits of Fincare Small Finance Bank Personal Loan

By from Fincare Small Finance Bank, you can enjoy a host of benefits as follows:

  • Lower interest rates starting from 9.99% per annum
  • Higher loan amount up to Rs. 50 lakh
  • Flexible repayment tenure ranging from 12 months to 120 months
  • Online persona loan approval with minimal documentation
  • Unsecured personal loan without any collateral

Fincare Small Finance Bank Personal Loan VS Other Personal Loan

Here is how Fincare Small Finance Bank personal loan compares with other top personal loans in the market:

Fincare Small Finance Bank Personal Loan Interest Rates & other charges

Here are the interest rates and other charges applicable on Fincare Small Finance Bank personal loan:

Fincare Small Finance Bank Personal Loan Eligibility

  • Here are some basic eligibility criteria you need to meet to get a personal loan from Fincare Small Finance Bank:
  • Age: Individuals applying for a personal loan should be aged between 21 years and 58 years.
  • Minimum income: The minimum income required to get a personal loan is Rs. 20,000 per month.
  • CIBIL score: You need to have a credit score of 750 or above to get a personal loan.
  • Occupation: Both salaried professionals as well as self-employed individuals can apply for a personal loan from Fincare Small Finance Bank.

Documents required

You need to bring the following documents to get a personal loan from Fincare Small Finance Bank:

  • Loan application form: Duly filled personal loan application form along with passport-size photographs.
  • Identity proof: A copy of one of the — Passport/ driving license/ Aadhaar card/ Voter’s ID card
  • Address proof: A copy of one of the — Rent agreement/one of the utility bills (electricity bill/ water bill/ telephone bill)/ ration card/ passport — that has the same address as on loan application form
  • Income proof: Salary slips for the last 6 months/ ITR for last two assessment years
  • Bank statement: Bank statement for the last 3 month which has salary credit

Fincare Small Finance Bank Personal Loan EMI Calculator

While applying for a personal loan from Fincare Small Finance Bank, you must calculate your monthly payments using EMI calculator. According to your monthly repayment capacity, you can decide the loan amount and tenure. If your monthly EMI exceeds your monthly budget, you can opt for a longer tenure as per your monthly EMI that fits in your budget. However, you must note that longer tenure means more interest rate.

Contact Fincare Small Finance Bank

For any query, complaints or feedback, you can reach to Fincare Small Finance Bank on various touchpoints:

Corporate office

Fincare Small Finance Bank Ltd.

Registered office

Fincare Small Finance Bank Ltd.

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Ajit Samal

Ajit Samal

5 Followers

I am the guy with more dreams that aims my target and chase in the Indian financial markets and more conscious in stock market moments