Fincare Small Finance Bank Personal Loan

Fincare Small Bank Ltd. is a private sector bank headquartered in Bangalore, Karnataka, India. The bank offers a suite of smart banking products, such as savings accounts, current accounts, fixed deposits, NRE fixed deposits, recurring deposits, personal loan, loan against gold, loan against property, two-wheeler loans, microloans, and cash overdraft.

About Fincare Small Finance Bank Personal Loan

Fincare Small Finance Bank offers a individuals and salaried employees as well at affordable interest rates. You can avail the loan for a variety of personal financial needs like medical expenses, shopping, credit card bill payment, travel and home repair. Fincare Small Finance Bank offers a personal loan up to Rs. 50 lakh for up to 120 months. Personal loan borrowers can get instant approval on Fincare personal loan. The bank’s customer care service is one of the best in the industry. From application to disbursal, the customer service agent will guide you throughout the process.

Features and Benefits of Fincare Small Finance Bank Personal Loan

By from Fincare Small Finance Bank, you can enjoy a host of benefits as follows:

Fincare Small Finance Bank Personal Loan VS Other Personal Loan

Here is how Fincare Small Finance Bank personal loan compares with other top personal loans in the market:

ParticularsFincare Small Finance Bank HDFC BankICICI BankAxis BankBajaj FinservFullerton IndiaInterest rate9.99% p.a.10.75% to 21.30% p.a.11.25% to 21.00% p.a.12% — 24%12.99% onwards11.99% — 36% p.a.Loan amountUp to Rs. 50 lakhUp Rs. 15 lakhUp to Rs. 20 lakhRs. 50,000 — Rs. 15 lakhUp to Rs. 25 lakhUp to Rs. 25 lakhProcessing feesUp to 2% of the loan amount Up to 2.5% of the loan disbursedUp to 2.25% of loan amount plus GSTUp to 2% of the loan amount + GSTUp to 4.13% of the loan amount plus GST0–6% of the loan amountLoan tenure120 months12–60 months12–60 months12–60 months12–60 months12–60 months

Fincare Small Finance Bank Personal Loan Interest Rates & other charges

Here are the interest rates and other charges applicable on Fincare Small Finance Bank personal loan:

Interest rate9.99% p.a.Processing fees2% of the loan amountPayment charges3% + applicable chargesStamp dutyNACheque bounce chargesNAPenal interestNAFloating rate of interestNA

Fincare Small Finance Bank Personal Loan Eligibility

Documents required

You need to bring the following documents to get a personal loan from Fincare Small Finance Bank:

Fincare Small Finance Bank Personal Loan EMI Calculator

While applying for a personal loan from Fincare Small Finance Bank, you must calculate your monthly payments using EMI calculator. According to your monthly repayment capacity, you can decide the loan amount and tenure. If your monthly EMI exceeds your monthly budget, you can opt for a longer tenure as per your monthly EMI that fits in your budget. However, you must note that longer tenure means more interest rate.

You can calculate your EMI by entering the following inputs into an EMI calculator:

Contact Fincare Small Finance Bank

For any query, complaints or feedback, you can reach to Fincare Small Finance Bank on various touchpoints:

Helpline toll free number: 1800 313 313

Customer care email ID: customerservice@fincarebank.com

Or alternatively, you can directly visit the bank at the following address:

Corporate office

Fincare Small Finance Bank Ltd.

Floor V, Bren Mercury

Kaikondanahalli, Sarjapur Main Road

Bengaluru 560035

Tel: +91 80 4250 4444

Registered office

Fincare Small Finance Bank Ltd.

301–306, Floor III, Abhijeet-V

Opp Mayor Bungalow, Law Garden Road

Mithakhali

Ahmedabad — 380006

Tel: +91 7940011000

Originally published at https://ajitsamalafinoz.wixsite.com on September 8, 2020.

I am the guy with more dreams that aims my target and chase in the Indian financial markets and more conscious in stock market moments